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Rewards Checking

Earn Points…For Your Debit Card Purchases! BOM Rewards is a no-fee program that rewards you with points for using your BOM Visa® Debit Card. BOM members who have an active Visa® Debit Card are automatically enrolled in the program.


How do I earn points?

You automatically earn points when you use your BOM Visa® Debit Card. You earn one point for every two dollars ($2) spent on eligible purchases. Only signature-based debit card transactions will earn points. If your PIN is entered during the transaction, points are not earned. If a merchant asks you to enter your PIN, say “Credit please.” We keep track of all the points you’ve earned and provide you with a quarterly BOM Rewards paper statement and monthly rewards e-statement.

Where can I redeem points?

You can redeem points any time and can redeem as few as 750 points.

Do BOM Rewards points expire?

They’re good for three (3) years from the month they’re earned. So there’s plenty of time (and ways) to use your points.

What can I redeem my points for?

You can redeem your earned points for any of the following types of rewards…

  • Travel
    Any airline, train, cruise, or car rental… book online, with an agent, or book your own/get a travel rebate
  • Merchandise
    Home, appliances, sports items, computer and electronics, gourmet foods, etc.
  • Downloadable Rewards
    Music, ringtones, audio books, movies, etc.

Visit BOM’s Rewards Website


Rewards Checking F.A.Q.s

Q What is BOM Rewards?
A It’s a unique program that rewards you for using your BOM Visa® Debit Card.

Q What makes BOM Rewards different from “frequent flier” programs? 
A Unlike typical frequent flier programs, your points are good for absolutely anything. You can book either through your preferred travel agency, direct with travel providers, or on the internet. Any airline… Any hotel or resort… Any train trip… Any cruise line… Any rental car… YOU NAME IT!

Q What if I don’t want to travel? 
A You can redeem your points for gifts and gift cards.

Q How do I earn points? 
A You earn one point for every two dollars ($2) spent on eligible BOM Visa® Debit Card purchases. We keep track of all the points you’ve earned and provide you with a quarterly BOM Rewards statement and monthly rewards e-statement.

Q When can I redeem points? 
A You can redeem points any time and can redeem as few as 750 points.

Q How do I redeem for travel? 
A Redeeming your points for travel is easy. Simply go to the Travel Resource Center to book online or speak with our travel agency. If you need assistance, call our live BOM Rewards Service Center toll-free at 1-888-646-RWDS (1-888-646-7937) twenty-four hours a day, seven days a week.

Q How do I redeem for gifts? 
A Redeeming your BOM Rewards points for gifts and gift cards is just as easy. Simply compare the total points you’ve accumulated with the number needed for the items you want. If you have enough points, go ahead and redeem. If you need assistance, call our live BOM Rewards Service Center toll free at 1-888-646-RWDS (1-888-646-7937). Our reward specialist will take your order and you will receive your items within 2-4 weeks.

Q Can my BOM Rewards points be combined with points earned on other programs? 
A Points may not be combined with, or transferred to, other reward programs.

Q Do BOM Rewards points expire? 
A They’re good for three (3) years from the month they’re earned. So there’s plenty of time (and ways) to use your points.

Q Are BOM Rewards points transferable? 
A Points are not transferable.