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Visa® Debit Cards & BOM Bank Rewards

BOM Bank offers Visa® Debit Cards, also known as Visa® Check Cards—debit cards that work like checks, only better. Purchases are deducted directly from your checking account, but you also enjoy enhanced convenience and built-in security protections. Plus, you’re automatically enrolled in BOM Bank Rewards, a no-fee program that lets you earn points every time you use your BOM Bank Visa® Debit Card.


Pay for all types of purchases quickly and easily.

Just use your BOM Bank Visa® Debit Card when you are ready to pay. It works fast, so there’s no need to write checks or fumble for change. Plus, you’ll save on trips to the ATM, and you can leave your checkbook at home.

Because it’s accepted at millions of places worldwide, you can use it for nearly anything, including:

  • Monthly bills
  • Dining
  • Fast food
  • Retail merchandise
  • Groceries
  • Movie tickets
  • Prescriptions
  • Gas and automotive services
  • Internet/online purchases
  • Phone orders

Debit Card Transaction Alerts

Our debit card transaction alert sends you text messages every time there’s a transaction on your debit card, so you know you were charged correctly!


BOM is now offering Visa® Debit Cards to match your personality.

View our seven unique debit card designs that are only offered at BOM!

To report a lost or stolen debit card please call 1-800-264-4274


BOM Bank Rewards

Earn Points…For Your Debit Card Purchases! BOM Bank Rewards is a no-fee program that rewards you with points for using your BOM Bank Visa® Debit Card. BOM Bank customers who have an active BOM Bank Visa® Debit Card are automatically enrolled in the program.

How do I earn points?

You automatically earn points when you use your BOM Bank Visa® Debit Card. You earn one point for every two dollars ($2) spent on eligible purchases. Only signature-based debit card transactions will earn points. If your PIN is entered during the transaction, points are not earned. If a merchant asks you to enter your PIN, say “Credit please.” We keep track of all the points you’ve earned and provide you with an annual BOM Bank Rewards paper statement and quarterly rewards e-statement.

Where can I redeem points?

You can redeem points any time by calling 888.646.7937 or visiting https://www.dreampoints.com/bofm/

Do BOM Bank Rewards points expire?

They’re good for three (3) years from the month they’re earned. So, there’s plenty of time (and ways) to use your points.

What can I redeem my points for?

You can redeem your earned points for any of the following types of rewards…

  • Travel
    Any airline, train, cruise, or car rental… You can book on your own USING THE REWARDS WEBSITE or calling one of the rewards agents.
  • Merchandise
    Apple products, Google products, TV’s, appliances, sports items, Bose products, computer and electronics, gourmet foods, etc.
  • Gift Cards

Visit the BOM Bank Rewards Website


BOM Bank Rewards F.A.Q.s

Q What is BOM Bank Rewards?
A It’s a unique program that rewards you for using your BOM Bank Visa® Debit Card.

Q What makes BOM Bank Rewards different from “frequent flier” programs? 
A Your points are good for absolutely anything. You can book using the rewards website or call the rewards center.

Q What if I don’t want to travel? 
A You can redeem your points for gifts and gift cards.

Q How do I earn points? 
A You earn one point for every two dollars ($2) spent on eligible BOM Bank Visa® Debit Card purchases. We keep track of all the points you’ve earned and provide you with an annual BOM Bank Rewards e-statement.

Q When can I redeem points? 
A You can redeem points any time by calling 888.646.7937 or visiting https://www.dreampoints.com/bofm/

Q How do I redeem for travel? 
A Redeeming your points for travel is easy. Simply go online or speak with our travel agency. If you need assistance, call our live BOM Bank Rewards Service Center toll-free at 1-888-646-RWDS (1-888-646-7937) or visit https://www.dreampoints.com/bofm/

Q How do I redeem for gifts? 
A Redeeming your BOM Bank Rewards points for gifts and gift cards is just as easy. Simply compare the total points you’ve accumulated with the number needed for the items you want. If you have enough points, go ahead and redeem. If you need assistance, call our live BOM Bank Rewards Service Center toll free at 1-888-646-RWDS (1-888-646-7937). Our rewards specialist will take your order, and you will receive your items within 2-4 weeks.

Q Can my BOM Bank Rewards points be combined with points earned on other programs? 
A Points may not be combined with, or transferred to, other reward programs.

Q Do BOM Bank Rewards points expire? 
A They’re good for three (3) years from the month they’re earned. So there’s plenty of time (and ways) to use your points.

Q Are BOM Bank Rewards points transferable? 
A Points are not transferable.