Loans

We’ll help get you home. Whether you’ve found your first house or want to make improvements to the one you already own, BOM’s Mortgage Lending experts can help you get the financing that’s right for you.

Pay your loan here. 

Personal Loans

BOM offers many competitive loan products. All loan applications must be presented in person. See our Branch Locations page for your nearest BOM Branch.

Mortgage Loans

BOM has loans for all purposes and terms to fit your lifestyle. Rates and terms vary by credit history, amount of loan and collateral, but one thing never changes: the outstanding service you’ll receive from our dedicated loan staff. Plus, you’ll love our friendly, personalized service, competitive rates and prompt loan decisions!

Mortgage Loan Originators and Unique Identifiers

What is an NMLS identification number?
NMLS stands for Nationwide Mortgage Licensing System, and the NMLS identification number (ID) is the unique identifier assigned to registered Mortgage Loan Officers. The NMLS number that a mortgage loan officer receives upon registration is the one they keep throughout their career.

Why do mortgage loan officers need to have one of these numbers?
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires that residential mortgage loan originators register with the NMLS, which is a database created by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators.

What does this number mean?
Prior to 2008, there was no consistent method of registration for mortgage lenders, and there was much variance between states and types of lenders. This made it difficult for consumers to feel confident that they were working with a registered and reputable individual. Now, because there is a process lenders must undergo to become registered, consumers can feel confident that the individual they’re working with has met the requirements associated with their state and lender type.

In addition, consumers have access to the NMLS Consumer Access website: http://www.nmlsconsumeraccess.org/. Therefore, you can look a lender up in the system using the NMLS ID. When you do, some of the information you will see includes:

• Contact information including phone and fax numbers
• Who the lender is employed with and authorized to represent
• Employment history
• Office locations for that employer
• Whether their registration status is active (which is what you want) or inactive.

Mortgage Loan Originators

Katrice R. Below, NMLS ID# 776197

Travis Daniel Bennett, NMLS ID# 776199

Craig William George, NMLS ID# 401892

Linda J. Guay, NMLS ID# 776194

Jeffery Del Hartley, NMLS ID# 522458

Daniel Thomas Lonsberry, NMLS ID# 416104

William Tyler Murchison, NMLS ID# 401886

Jonathan James Wall, NMLS ID# 1852843

Titan Keith Marler, NMLS ID# 1881871

Solomon Grady Martin, NMLS ID# 835709

Mark Leger, NMLS ID# 438282

Clinton Doyle Oliver, NMLS ID# 2286460

Kristina Bagwell, NMLS ID# 440489

Cole Ryder, NMLS ID# 834965

Tonja Nicole Key, NMLS ID# 2342154

Sam Marvin, NMLS ID# 2457076

David Guillet, NMLS ID# 1399327

Cole Horton, NMLS ID# 2552929

Luke Parker Lucky, NMLS ID# 2576798

Joseph Lance Rivers, NMLS ID# 776717

Mark Lowery, NMLS ID# 407755

John Mark Lowery, NMLS ID# 903871

Brandon Lydel Yarbrough, NMLS ID# 2356379

Samuel Edward Handley, NMLS ID# 1219145

John Frederick Grigsby, NMLS ID# 966855

Ray Ann Baker, NMLS ID# 407753

Laurence Lester Corley JR, NMLS ID# 1192878

Gabriel Adam Neal, NMLS ID# 2671117

Business Loans

BOM offers many competitive loan products.