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Minimum Opening Balance

$100.00

Balance required to avoid service charge

$100.00

Interest Rate

See Rate Sheet

Annual Percentage Yield (APY)

See Rate Sheet

Interest Computation Method

Daily Balance *

Interest will be compounded

Semi-Annually

Interest credited

Semi-Annually

Deposited Check Return Charge

$2.00 per item

Additional Fees: Per Withdrawal

$2.00

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fdic-logo

NOTICE: All funds in a "noninterest-bearing transaction account" are insured fully by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDICs general deposit insurance rules. The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.