Treasury Management: What It Really Means

Treasury management—also known as cash management—is often misunderstood. Many people mistakenly associate it with personal wealth or large sums of money. In the banking world, however, it’s something entirely different.

Treasury management refers to a range of Digital Banking Products that banks offer to help businesses manage their day-to-day cash flow and safeguard their finances. These products are designed to streamline operations, improve efficiency, and protect against fraud.

Whether you’re launching a new venture or managing a well-established company, you’re always looking for ways to reduce costs and enhance processes. BOM Banks’s Digital Banking Products, combined with the guidance of an experienced BOM Bank Treasury Management Officer, can help you work smarter, protect your assets, and keep your cash flowing smoothly.

Digital Banking Products

• ACH Origination – payroll, vendor payments, preauthorized credits
• Wires (domestic/international/drawdowns)
• Bill Pay (ACH & Checks)
• Online Statements
• Positive Pay & ACH Positive Pay
• Custom Alerts
• P2P
• Autobooks
• Lender Pay
• Simpleview
• Remote Deposit Capture (RDC)
• Merchant Services – Credit Card Processing
• Small Business Credit Cards
• Business Debit Cards
• Combined Statement

Liquidity Management Tools

• Internal sweeps
• CDARS
• ICS (Savings/Money Market with sweep)

Meet our Treasury Management Team